Enroll April 1-12, 2024

Open Enrollment will be held April 1-12, 2024. We invite you to explore this new benefit and take advantage of this valuable opportunity to protect yourself and your loved ones.

Long-term care needs can arise unexpectedly, presenting significant financial challenges for individuals and their families. Long-term care insurance helps cover costs for daily living support, nursing care, and assisted living when we can’t care for ourselves.

You can enroll for up to $125,000 in Life + Long-Term Care coverage for yourself and $20,000 for your spouse/domestic partner, with an additional $10,000 life insurance benefit for dependent children up to age 25.

If you enroll during this initial enrollment period (April 1-12, 2024), you can take advantage of Guaranteed Issue coverage up to $100,000 without medical review.

Be sure to attend a free education webinar for more details.

What is long-term care?

Long-term care benefits offer:

  • Comprehensive coverage: Covers care at home, in the community, or in assisted living or nursing homes.
  • Portability: Your policy stays with you, even if you change jobs or retire.
  • Level premiums: Your premiums are based on your age when you enroll and won’t increase.
  • Guaranteed issue (GI): If take action between April 1-12, 2024, you can enroll for up to $100,000 without answering health questions. A lower GI amount may be available during Sprinklr’s annual open enrollment each fall.

Additionally, at no extra cost, you gain access to YourCare360 for:

  • Care planning resources
    • Health assessments.
    • Directories for facilities and physicians.
    • Tools like cost calculators and caregiving fact sheets.
  • Home healthcare evaluation
    • Care coordination assistance.
    • Placement services.
    • Home modification support.
  • Real estate & moving assistance
    • Downsizing and moving services.
    • Home selling assistance.
  • Positive aging
    • Resources for aging in place.
    • Solutions and connections for purposeful living.
    • Community support for aging choices.

Free educational webinar

You and your spouse/domestic partner are invited to join a 30-minute educational webinar on the upcoming new Life + Long-Term Care Insurance benefit.

You will learn about:

  • How to protect your retirement savings
  • How the plan pays for long-term care and provides financial security after death
  • Long-term care misconceptions
  • No-cost resources through YourCare360 available to you now regardless of whether you decide to enroll in the Life + Long-Term Care coverage

Choose a session that fits your schedule:

Learn more by registering for an upcoming 30-minute education webinar throughYourCare360.

  • Tuesday, April 2, 2024,  1:00-1:30 pm ET [REGISTER]
  • Thursday, April 4, 2024, 8:00-8:30 am ET [REGISTER]
  • Saturday, April 6, 2024, 11:00-11:30 am ET [REGISTER]
  • Tuesday, April 9, 2024, 6:00-6:30 pm ET [REGISTER]
  • Thursday, April 11, 2024, 9:00-9:30 am ET [REGISTER]