Disability
If you can’t work because of an injury or illness, Sprinklr’s short-term disability and long-term disability plans provide income protection to you, at no cost to you, if you are a full-time employee.
Submit a claim
How it works
Short-term disability
Short-term disability (STD) provides a base salary wage replacement benefit should you need to take time off work for your own illness or injury. Sprinklr pays 100% of the cost of your premiums.
- Benefit schedule: Weeks 1-13 of disability: 100% of weekly pre-disability base salary
- Weeks 14-26 of disability: 75% of weekly pre-disability base salary
- Maximum benefit period: 26 weeks
- Elimination period:
- 0 days for hospital & childbirth
- 0 days for illness (following 7 days of continuous absence)
- Pre-existing exclusion: None
Long-term disability
Long-term disability (LTD) provides continued income protection if a covered illness or injury keeps you from working beyond the STD benefit period.
Sprinklr pays 100% of the cost of your premiums.
- Benefit percentage: 60% of pre-disability monthly base salary
- Maximum monthly: benefit $12,500
- Maximum benefit period: Up to age 65
- Elimination period: 180 days (benefit begins on day 181)
- Own occupation duration: 24 months
- Partial disability: Included
- Pre-existing exclusion: 3/12
FAQs
How do I file a claim?
By phone:
866-923-3336
(M-F 8-5pm EST/PST)
By email:
Sprinklr@thelarkincompany.com
Online:
portal.thelarkincompany.com
Submit a claim with Larkin’s automated intake assistant “Nancy” by following the instructions here.
What is the elimination period?
This is the length of time between when you become injured or ill and when you can begin receiving your benefit.
