The best part?
There’s no extra step when you use your HRA. As you earn HRA funds, they are automatically applied to eligible expenses when your claims are processed—helping reduce the amount you pay out of pocket.
A few things to know:
- Sprinklr funds the account. You don’t contribute your own money.
- You can earn up to $400 by completing eligible wellbeing activities through the Cigna Healthcare Wellness Experience.
- Your HRA works automatically to help pay eligible out-of-pocket health care expenses.
- You can keep unused HRA funds from year to year while you remain actively employed and covered under an eligible plan.
- You can track your earned incentives in myCigna, from the home screen or under the Wellness tab.
- HRA funds are tied to your coverage. If your coverage ends, you generally forfeit any remaining balance unless you continue coverage through COBRA. If you elect COBRA, you can continue participating and the balance is available until your COBRA coverage ends.